There is a monthly maintenance fee of $6 for Personal account and $15 for Business account.

Yes, you can send money from WAYHOS to another bank?

Fixed Deposit Receipt (FDR) plans: Members deposit for a period, receive profits periodically, and access funds after a lock-in period. Choose the best plan suitable for you and just click on the Apply Now button and enter the amount.

We don't typically provide our account holder's information to third parties, but in some cases, we may work with financial services providers to obtain the best funding for your loan.

We have several loan plans. After registration, KYC and being a member for at least 4-months, choose the best plan suitable for you and just click on the Apply Now button and enter the amount.

Deposit Pension Scheme: This plan allows members to save money through periodic installments, resulting in matured funds with accumulated profits.

We have two Investment Plans that fall under Fixed Deposit Receipt (FDR). These plans allow small and large investors to grow their money instead of it sitting in a traditional bank barely earning interest on it annually. (1) PtP Loan (Peer-to-Peer): This plan allows members to deposit a specific amount that will be loaned to KYC members and earn a 15% annual interest rate. (2) PtB Loan (Peer-to-Business): This plan allows members to deposit a specific amount that can be loaned to KYC business members and earn a minimum 15% annual interest rate.