Welcome to the Largest E-banking System
WAYHOS is a safe, and efficient offshore e-Banking system that enables members to access banking services globally, 24/7.
Create an AccountOnline Payment
We have online payment services like PayPal, Stripe, Paystack, Skrill, Flutterwave, Mollie, Payeer, RazorPay, etc.
Get a Loan
We have flexible plans for good and bad credit. After four months of membership, you may apply for a loan.
Deposit Schemes
Deposit Pension, and Fixed Deposit Receipt schemes allow members money to grow annually.
Transfer Money
Transfer your funds within WAYHOS or to other banks by adding your beneficiaries.
Financial Infrastructure
Our Mission
We are focused on building and sustaining long-term generational relationships with our members.
Our Vision
WAYHOS wants to make it possible for millions to access our services globally.
Our Goal
WAYHOS goal is to provide easy access to sophisticated financial services to build wealth.
Build Wealth with Our Services
Franchise
Own a Turnkey E-bank or Loan Company with funding sources. Fully integrated suites of financial and payment products to generate substantial income.
USA Bank Account
United States bank account for residents and non-residents for making and receiving payments.
Crypto Currency
Join the crypto movement with WAYHOS Coins. Get 50 free coins to build your crypto portfolio.
Business Credit Card
Get a credit card for your business to facilitate payments no matter if you have 1 or 1,000 employees. No credit check!
Deposit Funds
Account-holders are able to deposit their money through several payment systems like PayPal, Stripe, Paystack, Skrill, Flutterwave, Mollie, Payeer, etc.
Withdraw Funds
Account-holders are able to withdraw money from their account. Withdrawals cannot be done without Google-Authenticator giving you top-tier security.
Secure Service
All withdrawal transactions need OTP verification so you can feel safe about your funds. Also, you can use the Google authenticator app on your cellphone and enable 2FA security from the account menu.
Lowest Transaction Fee
Our transaction fee is the lowest in the industry. You can deposit, transfer, and withdraw your funds with the lowest fees.
Procedures for New Members
Open an Account
Register/Subscribe for a Personal or Business account.
Verification
After registration, verify your Email and Mobile Number.
KYC
In your account dashboard, fill-out and submit the KYC (know Your Customer) form.
Get Service
Once your KYC form is approved, apply for any of our services.
Earn up to 25% interest annually.
Starter
- Lock in Period 365 Days
- Get Profit Every 365 Days
- Profit Rate 15%
- Minimum $500.00
- Maximum $1,000.00
Basic
- Lock in Period 365 Days
- Get Profit Every 365 Days
- Profit Rate 20%
- Minimum $1,000.00
- Maximum $25,000.00
Standard
- Lock in Period 365 Days
- Get Profit Every 365 Days
- Profit Rate 25%
- Minimum $25,000.00
- Maximum $100,000.00
Grow your deposit with us.
Starter
- Interest Rate 4%
- Per Installment $80.00
- Installment Interval 30 Days
- Total Installment 50
- Deposit $4,000.00
- You Will Get $4,160.00
Basic
- Interest Rate 6%
- Per Installment $100.00
- Installment Interval 30 Days
- Total Installment 20
- Deposit $2,000.00
- You Will Get $2,120.00
Professional
- Interest Rate 40%
- Per Installment $1,500.00
- Installment Interval 30 Days
- Total Installment 20
- Deposit $30,000.00
- You Will Get $42,000.00
Plans for good or bad credit
Pay-Day Loan
- Interest Rate 35%
- Take Minimum $500.00
- Take Maximum $2,000.00
- Per Installment 45%
- Installment Interval 30 Days
- Total Installment 3
Personal Loan
- Interest Rate 44%
- Take Minimum $500.00
- Take Maximum $50,000.00
- Per Installment 12%
- Installment Interval 30 Days
- Total Installment 12
Business Loan
- Interest Rate 32%
- Take Minimum $1,000.00
- Take Maximum $50,000.00
- Per Installment 5.5%
- Installment Interval 30 Days
- Total Installment 24
We provide banking services globally
WAYHOS is a secure and robust e-Banking system that offers the best FDR, DPS & Loan plans to our account holders.
24M
Account Holders
2B
Total Transaction
100
Total Branches
75+
Countries We Serve
Frequently Asked Questions
We have provided lots of information about our services; review the FAQs for additional details.
There is a monthly maintenance fee of $6 for Personal account and $15 for Business account.
Yes, you can send money from WAYHOS to another bank?
Fixed Deposit Receipt (FDR) plans: Members deposit for a period, receive profits periodically, and access funds after a lock-in period. Choose the best plan suitable for you and just click on the Apply Now button and enter the amount.
We don't typically provide our account holder's information to third parties, but in some cases, we may work with financial services providers to obtain the best funding for your loan.
We have several loan plans. After registration, KYC and being a member for at least 4-months, choose the best plan suitable for you and just click on the Apply Now button and enter the amount.
Deposit Pension Scheme: This plan allows members to save money through periodic installments, resulting in matured funds with accumulated profits.
We have two Investment Plans that fall under Fixed Deposit Receipt (FDR). These plans allow small and large investors to grow their money instead of it sitting in a traditional bank barely earning interest on it annually. (1) PtP Loan (Peer-to-Peer): This plan allows members to deposit a specific amount that will be loaned to KYC members and earn a 15% annual interest rate. (2) PtB Loan (Peer-to-Business): This plan allows members to deposit a specific amount that can be loaned to KYC business members and earn a minimum 15% annual interest rate.
Our Partners
